{"product_id":"banking-strategy-credit-appraisal-and-lending-decisions-a-risk-return-framework-paperback","title":"Banking Strategy, Credit Appraisal, and Lending Decisions: A Risk-Return Framework - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eHrishikes Bhattacharya\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003eBanks and financial institutions are faced with two apparently conflicting phenomena--interest rate deregulation on the one hand and capital adequacy requirements and prudential norms on the other. In such a situation, these institutions need to work out a strategic framework which must evolve around the profit objective so as to build up quality loan-assets portfolios and to ensure adequate capital growth. This book provides a comprehensive analysis of lending strategies, credit appraisal, risk analysis, and lending decisions within the overall objectives of a lending organization. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eThis revised edition takes into account recent global developments in the banking sector as well as changes in the notion of banking. It includes three new chapters in which the author discusses topical issues such as the impact of capital regulation on the risk attitude and profitability of banks, strategies to protect banks from a liquidity crisis, and the need of a portfolio approach in developing models for credit exposure and loan management within a risk-return framework. \u003cp\u003e\u003c\/p\u003eProviding a logical framework along with examples of practical applications and case studies, this book imparts students and professionals with required skills necessary to develop the expertise needed to manage finance and credit in banking and elsewhere in the financial sector.\u003cbr\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003cstrong\u003eHrishikes Bhattacharya\u003c\/strong\u003e was Professor, Finance and Control Group, Indian Institute of Management, Calcutta.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 632\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 1.3 x 9.4 x 7.2 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eIllustrated:\u003c\/strong\u003e Yes\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e December 01, 2011\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":44714159210631,"sku":"9780198074106","price":85.5,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0601\/2623\/2711\/files\/AdT2nx7mrq9780198074106.webp?v=1779583811","url":"https:\/\/booksby.splitshops.com\/products\/banking-strategy-credit-appraisal-and-lending-decisions-a-risk-return-framework-paperback","provider":"Books by splitShops","version":"1.0","type":"link"}