{"product_id":"planning-a-successful-future-managing-to-be-wealthy-for-individuals-and-their-advisors-hardcover","title":"Planning a Successful Future: Managing to Be Wealthy for Individuals and Their Advisors - Hardcover","description":"\u003cp\u003eby \u003cb\u003eJohn E. Sestina\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003cb\u003eA deeply insightful guide to goal-based financial planning and wealth management\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e\u003ci\u003ePlanning a Successful Future \u003c\/i\u003eempowers advisors and clients to take control of their money and manage their income to achieve their financial goals. Written by the father of fee-only financial planning, this book features real-life stories and examples from over three decades in the industry to illustrate how financial planning works and the best way to create your strategy. You'll learn how to identify and prioritize your goals, and why they're important--and how to get where you need to be for retirement, education, home ownership, and more. Practical exercises get you started on the right track, and useful checklists keep you organized and focused along the way. You'll get expert insight on risk management, allocation, tax reduction, estate planning, and more, as you develop your strategy and put it into action.\u003c\/p\u003e \u003cp\u003eThe financial services industry undergoes frequent changes, and financial planning specifically is affected to a high degree. Keeping up with the latest news and distinguishing trend from legitimate methodology can itself be a fulltime job. This book gives you the background you need to create a plan, and make the smart choices that will help you grow and protect your wealth.\u003c\/p\u003e \u003cul\u003e \u003cli\u003eCreate a realistic and goal-based financial plan\u003c\/li\u003e \u003cli\u003eTake a more proactive approach to your finances\u003c\/li\u003e \u003cli\u003eIdentify your goals and how to achieve them\u003c\/li\u003e \u003cli\u003eAllocate investments appropriately for your situation\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eFinancial planning is complex, with many variables to analyze and outside forces that can derail even the best laid plans. \u003ci\u003ePlanning a Successful Future\u003c\/i\u003e gives you the information, tools, strategies, and insight you need to make the best decisions for your financial future.\u003c\/p\u003e\u003ch3\u003eFront Jacket\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eEarly in his career as a financial advisor, John Sestina recognized a conflict between charging his clients fees and accepting commissions from product sales. In whose interest was he advising? Five decades later, John is still considered the father of fee-only financial planning. Now, he continues to offer investors the best nonbiased guidance in \u003ci\u003ePlanning a Successful Future\u003c\/i\u003e, a proactive guide to taking care of yourself and your family without leaving it to chance. \u003c\/p\u003e\u003cp\u003eBefore you put money into the market or bonds, or with an advisor, you need to understand what you have, what you want, and your goals along the way. This is your opportunity to work with John and his talented team to develop your own sustainable financial plan based on your realistic goals. Interactive chapters direct you through every step of organizing and strategizing your future wealth, including the most convenient system to organize your data, defining future plans and goals, and insuring the long-term welfare of your family. Everything inside is immediately usable in the real world because it is fully up to date with the most recent changes in the financial planning industry, particularly related to risk management, allocation, tax reduction, and estate planning. It enables you to put your plan into practice with guidance on choosing and working with an advisor, as well as focused investing advice for women, business owners, and physicians. With this book and a calculator, you can determine: \u003c\/p\u003e\u003cul\u003e \u003cli\u003eWhat your current retirement savings will be worth when you retire and how much you still need to save each year to be financially independent\u003c\/li\u003e \u003cli\u003eHow much your child's education could cost and how to coordinate income tax and gift tax considerations into a successful education plan\u003c\/li\u003e \u003cli\u003eWhich investments fit your level of risk, while at the same time reducing it, and still beating inflation every year--after taxes\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eWith \u003ci\u003ePlanning a Successful Future\u003c\/i\u003e, you can have peace of mind that your goals are well funded.\u003c\/p\u003e\u003ch3\u003eBack Jacket\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eEarly in his career as a financial advisor, John Sestina recognized a conflict between charging his clients fees and accepting commissions from product sales. In whose interest was he advising? Five decades later, John is still considered the father of fee-only financial planning. Now, he continues to offer investors the best nonbiased guidance in \u003ci\u003ePlanning a Successful Future\u003c\/i\u003e, a proactive guide to taking care of yourself and your family without leaving it to chance. \u003c\/p\u003e \u003cp\u003eBefore you put money into the market or bonds, or with an advisor, you need to understand what you have, what you want, and your goals along the way. This is your opportunity to work with John and his talented team to develop your own sustainable financial plan based on your realistic goals. Interactive chapters direct you through every step of organizing and strategizing your future wealth, including the most convenient system to organize your data, defining future plans and goals, and insuring the long-term welfare of your family. Everything inside is immediately usable in the real world because it is fully up to date with the most recent changes in the financial planning industry, particularly related to risk management, allocation, tax reduction, and estate planning. It enables you to put your plan into practice with guidance on choosing and working with an advisor, as well as focused investing advice for women, business owners, and physicians. With this book and a calculator, you can determine: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eWhat your current retirement savings will be worth when you retire and how much you still need to save each year to be financially independent\u003c\/li\u003e \u003cli\u003eHow much your child's education could cost and how to coordinate income tax and gift tax considerations into a successful education plan\u003c\/li\u003e \u003cli\u003eWhich investments fit your level of risk, while at the same time reducing it, and still beating inflation every year--after taxes\u003c\/li\u003e\n\u003c\/ul\u003e \u003cp\u003eWith \u003ci\u003ePlanning a Successful Future\u003c\/i\u003e, you can have peace of mind that your goals are well funded.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eJOHN E. SESTINA\u003c\/b\u003e is president of John E. Sestina and Company, a private professional financial planning firm that counsels individual clients on an objective fee-only basis. The firm's guidance to clients throughout North America includes cash flow management, investment management, tax planning, disability planning, education planning, retirement planning, and estate planning. \u003c\/p\u003e\u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 240\u003c\/div\u003e\u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.9 x 9.3 x 6.3 IN\u003c\/div\u003e\u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e March 21, 2016\u003c\/div\u003e","brand":"Books by splitShops","offers":[{"title":"Default Title","offer_id":42127729590407,"sku":"9781119069126","price":34.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0601\/2623\/2711\/files\/c9386c4a81706a64118a1fdc842ed1b5.webp?v=1732590253","url":"https:\/\/booksby.splitshops.com\/products\/planning-a-successful-future-managing-to-be-wealthy-for-individuals-and-their-advisors-hardcover","provider":"Books by splitShops","version":"1.0","type":"link"}