Why Do De Novo Banks Choose a National Charter? - Paperback

by Gary W. Whalen (Author)

Examination of the charter choices made by the more than 1,600 new banks established from 1998 through 2008 reveals that since 2003 there has been a clear and persistent shift in preference away from national bank charters and in favor of state bank charters. This study seeks to understand the primary reasons for this change in chartering behavior.